List of online payment gateway in India

Online payment gateway in India is used at every platform if you are working for any software company or you are working with an international client. In this blog we will provide the best platform and you can use easily.

Here are the list of online payment service providers


As a gateway option, Cashfree has several eCommerce CMS systems, integrations, and affordable usage costs that increase its legitimacy. Some well-known clients of Cashfree include OlaMoney, Delhivery, Zoomcar, MedLife, Cred, and Zomato. When using Net Banking, Digital Wallets, Google Pay, and Debit/Credit Cards, there is a transaction fee of 1.99%.

• 2.95% for Diners Club and American Express cards; 3.5% + INR 7 for Visa and Mastercard international credit/debit cards

• 0% for UPI and RuPay Accepted Payment Methods • 2.5% for PayLater and Cardless EMIs currencies supported include INR, USD, BDT, AUD, CAD, JPY, GBP, NZD, NPR, and 15 more.

Time for approvals and onboarding: 2-4 days. Integration of eCommerce platforms including WooCommerce, Magento, and Shopify


You can make automatic payments using Razor Pay. The reason behind this is low code integration and you can embrace it easily. Additionally, you receive thorough business-driven analytical support in the form of reporting and insights as a business customer.

Transaction cost

• It charge 2% for credit/debit cards, net banking, UPI, and mobile wallets used by Indian consumers.

•There is 3% on international cards, Diners and Amex cards, EMIs on credit cards, debit cards, and cardless transactions.

• The cost is 2% of Razor customers pay a platform charge for features like Flash Checkout, Reports, and Dashboard.

NEFT, RTGS, IMPS, UPI payments, virtual bank accounts, UPI IDs, credit cards, debit cards, cardless cards, international cards, EMI, and corporate credit cards are all acceptable payment options.

3.Paytm -payment gateway

A FinTech aggregator with high merchant and end-user adoption is Paytm. The payment platform provides Adani Services, Reliance Jio, Uber, Zomato, Swiggy, and many more companies with a B2B/B2C payment gateway solution.

Fee for transactions 18% GST +

• 1.55% for PayTm Wallets, 1.80% for Net Banking, and 1.85% for Credit Cards

2.65% for AMEX/International; 0.4% for debit cards below

Accepted means of payment

AMEX/International, UPI, Debit Card, Credit Card, Net Banking supported fiat money all circulating currencies

Time for approvals and onboarding. The completion of KYC is a requirement for approval. Platform integration for eCommerce. Although it supports other eCommerce CMS platforms as well, Magento is advised.


Elon Musk co-founded and owns PayPal. It serves more than 325 million active consumers and offers PCI DSS-protected payment gateway solutions in 200 other countries in addition to India.

Transaction fee: 5% plus 3 INR for each transaction

Accepted means of payment

e-wallets, cash cards, debit and credit cards, Discover, Visa, MasterCard, American Express

56 different currencies, including INR, USD, GBP, CAD, and more, are supported.

Time for approvals and onboarding

Within 30 days of PayPal’s acceptance, merchants must authorize the request on their end before integrating an eCommerce platform.

5.PayU payment gateway

With native OTP and one-click payments for recurring transactions, rapid refunds for your business, and a clever roll-up of all customer transactions for your eCommerce site, PayU is extremely customizable and helps to secure your digital payments.

Transaction fee: 2% plus GST for each transaction.

Accepted means of payment

Time for approvals and onboarding: 1-2 days

Platform integration for eCommerce

extremely adaptable and compatible with any eCommerce CMS

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